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How can I make a debit payment to my United States treasury account?

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  1. Pay by Credit Card You can charge your taxes on your American Express, MasterCard, Visa or Discover cards. To pay by credit card, contact one of the service providers at its telephone number or Web site listed below and follow the instructions. The service providers charge a convenience fee based on the amount you are paying. Do not add the convenience fee to your tax payment.

    Link2Gov Corporation: 888-PAY-1040 (888-729-1040), www.pay1040.com

    Official  Payments Corporation: 800-2PAY-TAX (800-272-9829), www.officialpayments.com

    Extension of Time to Pay Based on the circumstances, a taxpayer could qualify for an extension of time to pay. The IRS is willing to allow extensions of time to pay in order to assist in tax debt repayment. A short term extension of time to pay can be requested through the Online Payment Agreement application at IRS.gov or by calling 800-829-1040. Taxpayers qualifying for an extension of time to pay of 30 -120 days generally will pay less in penalties and interest than if the debt were repaid through an installment agreement.

    Installment Agreement The IRS may allow you to pay any remaining balance in monthly installments through an installment agreement. You can apply for an IRS installment agreement using our Web-based Online Payment Agreement application on IRS.gov. Another alternative is to attach a Form 9465, Installment Agreement Request, to the front of your tax return. The IRS charges a $105 fee for setting up an installment agreement. The fee is only $52 if you pay via direct debit. If your income is below a certain level (see Form 13844), you may qualify for a $43 fee. You will also be required to pay interest plus a late payment penalty on the unpaid taxes for each month or part of a month, after the due date that the tax is not paid. If you do not file your return by the due date -- including extensions -- you may have to pay a failure-to-file penalty.


  2. Are you talking about making a debit *card* payment?  If so, then see the source link below for a number of IRS pay-by-credit card sources.  They all charge various convenience fees.

    ( http://www.irs.gov/efile/article/0,,id=1... )

    You can also use the various form of EFT (Electronic Funds Transfer) to do a direct transfer from your bank account.  ( http://www.irs.gov/efile/article/0,,id=1... )

    Finally, if you have to file quarterly estimated taxes, you can look into the IRS' EFTPS system.  You have to enroll to use this service ( http://www.irs.gov/efile/article/0,,id=9... )

    You can also send a check and/or visit an IRS service center to make a payment in person.

    Good luck!

  3. I don't know what a "debit payment" is (sounds like an oxymoron) or what sort of "United States treasury account" you could possibly have, but if you want to pay on your taxes on line you can use the EFTPS system at https://www.eftps.gov/eftps/helpinfo/hel...

    Better get cracking, though. It takes a little time to set up an account. (They mail your password.)

    It works, though, and it's lots better than using credit cards because it's free. Credit cards, on the other hand, charge a hefty "convenience fee" of  2.49% of the amount you charge.

    Says SmartMoney.com, "Granted, paying $9.96 for the convenience of charging a $400 tax bill to your credit card isn't really a sin. But what about paying $124.50 on a $5,000 tax bill? And in addition to that, your friendly credit-card company steps up and starts charging you interest (often at 13% or more annually), unless you pay off your bill within the grace period. Bottom line? You can probably find a better way to dig up the money to foot the bill."

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