How can I make my husband be financially responsible?

Question

He has left $27 in his checking account. He still has not paid last month's rent and does not look like he's saving to pay it late. Next month is looking bad too. He still is drinking and smoking daily and buying unnececary things. I am not on the account (can't get on due to credit issues) and have no access to any money. I'm a stay at home mom. He took out a line of credit with his bank a couple of months back and has been late on payments. I'm hoping they will shut down his account because of his default and will be forced to rely on me for paying bills. So far, he will not sign his checks over to me and says he'll take care of everything. Our church is aware of the problem and has helped us many times already with the rent. I feel helpless.

Answer 1

It's probably time to ask yourself the decades old Dear Abby question:  "Are you better off with him or without him?"

Sad to say, this doesn't look like it will get better by itself.  Consult your church to see if there is counseling available.  If he won't participate, go yourself and see if you can sort out your choices.

Answer 2

Sharon T has the right answer.This man is not going to change unless he has a short sharp shock and suggest it is time to give it to him.

Even if you have to leave and go on welfare it would be better than what is going on now.