Question:

How can I repair my credit rating after filing bankruptcy?

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How can I repair the damage? Is there a way to improve my credit rating faster? I filed bankruptcy almost 2 yrs. ago.

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5 ANSWERS


  1. Store credit cards or secured credit cards . PAY CREDIT BILLS ON TIME AND MARK YOUR CALENDAR EIGHT YEARS AHEAD.


  2. okI know everybody thinks online services are scams, but im happy to say that im a success story. Im aware you can do everything yourself but its time consuming. Trust me ive tried and i did recieve results on my own, i was just way to busy to continue doing it myself. After doing some internet research I enlisted the services of www.Creditlawgroup.com they caught my eye becasue they were one of the few services that actually had accredited lawyers working for you. All this for only 39.99 a month too! Ive been with them now for about 3 months and I've gotten 7 things off of my credit reports. The part i like the best was how personal they were with me I had my own paralegal working with me and I always spoke to the same person everytime, it made it much easier to get my concerns across becuase she was already fimiliar with my file. So thats my story. Yes you can do it yourself with results and if you have the time i encourage you to, but if your like me id suggest doing research and finding a legit compamny that works best for you.

  3. Wasn't this explained to you by anybody when you filed bankruptcy? You screwed several creditors out of thousands and thousands of dollars. Your credit will now be in the dumps for from 7-10 years since you filed. Congratulations.  

  4. There is no magical quick fix for bad credit repair that will wipe out your past credit mistakes, however there are things you can do to start the credit repair process.

    Learn credit repair tips here: http://fixcreditscore.wordpress.com


  5. There is absolutely no way. You will just have to sit it out and wait. However obviously to up your credit you will need a job and a clear credit record of 5 years. No other loans or mortagages during the last 5 years. If you filed bankruptcy 2 yrs ago you should wait another 3. During the next 3 years DO NOT apply for ANYTHING at all!!! Just wait it out, believe me. If they know you have a job and is no longer bankrupt they can and may re-open the debt and make you pay!!!

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