How can I use my credit card safely and is it safe to use credit card on the internet?

Question

I just had a credit card made but i'm a little reluctant using it on the internet because of so many thefts.

Can you please tell how can I use my credit card safely??

Answer 1

paypal.com

Answer 2

the best way is that u should not use it on internet

Answer 3

well they say it is safe and i never heard of anyone having trouble with that problem but i find it hard to believe with all the technology and hackers and such out there.

what i do usually is buy one of those disposable credit cards in stores like walgreens, cvs, rite aid, etc. some you can reload if you want. that way if you get a card with a $50 limit and charge $35 on the internet and someone out there steals the card number somehow you are out only $15 instead of the $1000 or whatever limit of your normal creadit card is.

Answer 4

It's pretty safe as long as you are doing transactions on certified sites on your Home PC.

To get started, do a small transaction (under Rs100) with any of the famous shopping sites to get a feel of the entire process. You will find that your first time nervousness will go away fast :)

Tips:

1. Verify if the payment page is https:// - very important

2. Look for the padlock icon in your browser, click on it to view the certificate.

3. If you find the site design a bit crappy, with error pages, its better to refrain from transacting with those sites - they don't deserve your hard earned money anyways.

4. Don't hit refresh, back or front button while the transaction is in progress

5. Use a card which allows you to set a PIN or security question for online transactions. HSBC, ICICI offer such cards

Answer 5

Stick to well-known websites and make sure the connection is "secure" (padlock icon on the internet screen).  Purchase using PayPal for additional security.