How can a mortgage company prove you owner occupy a home?

Question

How can a mortgage company prove you owner occupy a home?

Answer 1

Generally a utility bill and some other mail addressed to you is good (tax return if you have been there awhile).  Just ask them what they want for proof.

Answer 2

knock on your door and see who answers. ask the person at the door and if they know who you are. Pretty simple

Answer 3

it wouldn't be that difficult, just do a full appraisal.  I doubt the bank would pay for it, but if you were trying to get out of mortgage insurance and a full appraisal was completed, that would certainly let the cat out of the bag

Answer 4

Actually, mortgage companies hire companies to make sure the homes are O/O.  This is fraud prevention.