Question:

How can a self employed person qualify for a mortgage loan?

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income is not high on the tax returns

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  1. When I was self employed I applied for a loan to purchase a Condo.  I had enough income but still had to get someone to co-sign in order to get the loan approved.  Getting someone to co-sign for you might be the only way you can get a mortgage.  The co-signer would need to have excellent credit.

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