Question:

How can i get a credit card? im 20?

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How can i get a credit card? im 20?

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9 ANSWERS


  1. capitalone.com they give anyone a card.


  2. Don't get one!!  I'm 22 and bankrupt because of a credit card I got when I was 20...

  3. If this is your first credit card, expect to pay higher interest and some additional fees. Until you build some credit history and improve your credit score, you'll have to settle for offers like these: http://www.wowcreditcards.com/bad-credit...

    Although these offers may not seem attractive when compared to 'standard' credit cards (for good credit), you won't have many choices until you get your credit established. They key is regular on-time payments. Don't exceed 50% of your available credit and always pay on-time!

  4. my first credit card was from "1st financial bank"

    i would highly reccomend getting a credit card from them first and paying off the balence every month.

    then in a few months apply for another card that will give you a higher credit line.

    they were the only company that would approve me when i was trying to get a credit card

    good luck!

  5. its very simple. Just go to the link below and pick the card that you like and make sure you pick one that you qualify for. good luck!

  6. With no credit history it's best to open up a secured credit card.  Basically the bank will lend you a credit line based upon the the deposit you place up for collateral.  Example if you place $400 in a savings account they will match your credit line of $400....and usually give you a "trial period."  After maybe 12 months or so of positive payment history they will give you back your $400 and it will become unsecured.  Then this will report the bureaus as credit history therefore giving you the opportunity to get other means of credit.

  7. what ever you do... DO NOT GET A CARD FROM THE INTERNET.. they are all most likely 16.99 % on up.. go to your bank or credit union and ask for an application there..

  8. google this

    credit cards for new credit

    or get your parents to add you onto one of their credit accounts and it will build your credit .

  9. Submit an application.

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