How can i pay for college without any help?

Question

i am an independent student living on my own, my parents have forced me out. they disowned me a year ago for going to a college out of state. i work two full time jobs, and i am taking a year off to pay for the last college i went to. i want to transfer to a cheaper larger college in new york, i live in michigan currently. my credit was screwed over by a family member, i don't have a cosigner for any loans, i have been making payments on my previous college, but i am so scared of not returning to college.

i don't know what to do. i am completely lost, i don't want to take a year off, because a lot of people never return to college. i don't want to be that person.

Answer 1

well you can continue going to college but you ahould've tried out for financial aid at your college its a loan but you pay them after your done with college and as far as the college you went to now you should pay it off in installments i really dont think it woudl help you to switch colleges i think that you should stay in the same one just make sure that you  have a major that will help you in life to get you a really good job and that will help you pay off your loans at the end good luck :)

Answer 2

you can be working while you keep on finishing your college years!

Answer 3

with money.

Answer 4

Okay, Tanya - you've got some serious things you need to work out here. I can't work them out, but I can provide some information that will help you make your own decisions.

First of all, you need to make sure you understand the rules about transferring to a new school. If you are looking at a public university in New York, you are not going to qualify as an in-state resident unless your parents live in New York right now. Make sure you know the rules for establishing residency in a new state before you consider transferring.

There is a common misconception that students can qualify for in-state tuition by moving somewhere for a few months, or sometimes you hear it's a year, and by getting a driver's license or showing some utility bills for a local address. That's not true. You can NOT gain residency if you move to another state for the purpose of attending school. If you're curious about the rules, I'd recommend that you take a look at the answer I gave to this http://answers.yahoo.com/question/index;... question this morning.

The other thing that you need to bear in mind is that the concept of financial aid dependency is not related to the dictionary definition of dependent and independent. Financial aid dependency is defined by a United States law. This one causes a lot of confusion, too.

You can not be independent for financial aid purposes unless you are at least 23, or married, or an orphan, or providing the financial support for a dependent, or a member, past or present, of the US military.

The fact that your parents have "disowned" you does not have any impact on your financial aid status.

The only way that you will be able to return to college is if you are extremely financially conservative with your educational decisions.

Regardless of your parents' (and your) financial circumstances, you will be offered a Stafford loan in the amount of $5500 (possibly $6500 or $7500, depending on your registration situation, since you mentioned that you have been in school before).

Fifty-five or sixty-five hundred dollars isn't a lot of money when you're applying it towards the $40,000 cost of attending a moderately priced private college, but it's a good chunk of the cost of attending a community college or a low-cost state university alternative. You're going to need to be an education bargain shopper, so you need to make sure that you're school shopping in the "right store".

You will not be able to qualify for a legitimate private (non-government) educational loan with poor credit and no cosigner. That's another fairy tale that you'll see some respondents trying to sell around here - that there are plenty of no-cosigner educational loans. Not from legitimate lenders there aren't. Legitimate lenders can not take on the risk of lending a large sum of money to applicants with little or no income and troubled credit histories.

I think some of the other answers are offering you good advice. College for you may be a longer haul of weekends and night classes, while supporting yourself with a daytime job. You're just not going to be able to find sufficient funds to allow you to put yourself through school on loans, and unfortunately, as discouraging and sad as your situation is, there aren't any available funds for people who really want to go to school except they don't get along with their parents.

I'm sorry that I couldn't offer you real upbeat and positive advice that would solve your problem. I can tell you that I wish you all the best. I think it's great that you are so determined to persevere and overcome your obstacles, and that spirit will surely help you achieve your goals, even if it takes a little longer than you might hope.

Good luck to you!

Answer 5

Go slow at your own pace, take a couple of courses a semester. 1 or 2 is better then nothing.  

Answer 6

i would suggest paying off what you owe now then move/transfer to NYC or somewhere in NY state and go to a SUNY school which are really good academically for state schools....start by going to night classes so you can work during the day then gradually take on more classes when you save/pay off your debt...or you can wait till your 24 where the govt then acknowledges that you are independent from your parents and will give you more financial aid