Question:

How can i save money on my car insurance?

by Guest66416  |  earlier

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How can i save money on my car insurance?

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10 ANSWERS


  1. Easy answer,nope.Not solvable question,nope.Have a look here,your answer may be here.http://car-insurance.easyideas4u.info/te...


  2. Raise your deductibles, eliminate coverages, get a renters policy with the same company, improve your credit score, maintain a clean driving record.

  3. Most of the comments posted wrap up the things that effect your auto insurance, however, you'll also find some companies really preffer certain clientel.  For example, Geico is better for young drivers who may have a ticket or two, Progressive like higher risk drivers, State Farm likes perfect driving records, Allstate doesn't likes people who fall for gimmicks (just kidding).  Also some companies wheigh in credit as a major factor and some don't look at credit at all.  So depending on your circumstances you may be able to find lower insurance, but cutting back coverage should be a last alternative (unless you don't have a penny to your name and don't work so your wages can't be garnished if you get in a major accident)

  4. There a a few good points here already but I'll add my 2 cents:

    - higher deductibles

    - keep a good driving record *this is most important

    - have more than one policy with the same insurer (multi policy)

    - check to see if an alarm system discount would apply

    - if you have more than one vehicle make sure they are on the same policy so you get the multi vehicle discount

    - try to have a short commute to work

    - being married helps

  5. Why don't you post your coverages here, so we can better examine?

  6. Here are some articles about this, you may follow them, they're useful!

    How to get the best car insurance deal:

    http://www.123carinsurancequotes.com/car...

    Other ways of cutting your car insurance bill:

    http://www.123carinsurancequotes.com/car...

    How to cut the cost of your car insurance:

    http://www.123carinsurancequotes.com/car...

  7. 1-800-safeauto. ha ha ha ha ha ha ha ha

  8. Keep a clean record, take Defensive Driving, and install anti-theft devices.

  9. Shop around, but don't skimp on coverage or you could be very, very sorry.

  10. Insurance has several rating factors under liability:

    Age, marital status, tickets and accidents, year experience, area you live.  

    Having at least 1 year prior insurance with no gaps in coverage is a large discount on its own.

    Credit reports are pulled at most companies now so you gotta keep good credit.

    But overall, no matter what your situation is, good or bad credit, tickets or no tickets, be sure to shop around to a minimum of 3 companies.  All rates are different for each of the thousand companies that are out there.

    Just make sure you secure with a high rated company like an A+, A, or B  (ask your representative and they'll thell you what their rating is).

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