How can i tell if a used car im buying still has any outstanding finance...?

Question

from its previous owner?

I could ask the dealer but that would mean entrusting his word. Is there a way I can find this information out myself for sure?

Answer 1

Go to    www.rac.co.uk/web/vehicle-checks/car-dat...  

I have used this several times recently whilst looking for a car for my daughter and it has stopped me buying a couple of cars.  It only costs £5.  It is simple to use - you only need the registration number and a debit/credit card and it tells you instantly f there is any outstanding finance or if the car has been an insurance write off, etc.  It is invaluable and I would recommend everyone use it prior to purchasing a car.

If you purchase a car with outstanding finance the finance company can repossess the vehicle, regardless of any proof of payment you have made.  You will loose the car.

Answer 2

Get the registration number of the car and go on line and do an HPI check (RAC offer this service). It costs about £20 and it will tell you immediately if there is outstanding finance.  It is extremely important that you do this before purchasing a used car.  I did this the other day on a car I was thinking about buying and it had outstanding finance!

EDIT:  I am not sure about the link you have provided - to be safe, go for the full HPI check.  It was money well spent in my case - honestly, there are some rip off merchants out there.  Also make sure you check the body work of the car very carefully, tell tale signs are a slight change in the paint work - this would indicate that the car has been resprayed often as a result of an accident.

Answer 3

I think it's a hpi check have a look at auto trader website really useful info hints and tips on buying and selling cars.

Answer 4

you can go on line and diy,you can go into any car dealer,and pay no more than £10.and they will do you one there and then,all you need is the reg,if a car comes back showing finance,there will be a phone number and serial number,phone it and tell them you are buying a car and it shows finance,ask them if they have any intrest in the car,as sometimes records arnt updated,where you buying the car from ask them to do you one and always ask for print out,if u buy a car that still has outstanding finance on it still belongs to the finance company and they will take it back,you must ask the question of the finance company have you any intrest in the car,if no get them to email you no intrest in the car,

Answer 5

check  this site out it will tell  you if the cars been  in a accident and you can  get   valuation there see if its worth  paying what thy are asking

http://www.autotrader.co.uk/

Answer 6

Get a HPI check done on it you will need REG of car and model.

You will need to pay for this mut they will tell you if it has any outstanding finance or been in any major road accidents.

Answer 7

Go to your local registry office with make model and serial number and have a lean check done

Answer 8

the title should say if it has any outstanding leins on it.