How can one get their credit score if they don't even have a credit card?

Question

Even if one goes to http://www.freecreditreport.com/ or other web site, one still needs a credit card. How can they bypass this "inconvenience"?

Answer 1

If you don't have a credit card, mostly you don't have a credit score.

Answer 2

You don't have a credit score if you don't have credit.

Answer 3

You can use you're debit card, u'd just have to use t as credit. Debit you use your Pin number and credit you don't have to use your pin number, you can just sign.

Answer 4

you need to have a credit card or some form of credit thats givin to you. try opening a secured credit line. ask your bank for details they should be able to offer you one.

Answer 5

Credit reports are free, but to get your score, you have to pay a fee.  You can request your score in writing and send them a check to pay the fee.

If you try it on line, then you will need a credit card.

Hope this answers your question.

P.S.  freecreditreport is not FREE, it requires enrollment (listen to the final words on their commercial.

The only real free web site is

https://www.annualcreditreport.com/cra/i...

but you still can't get a credit score here for free either.

Answer 6

that site your using is to pay for a service as well. just write the 3 credit bureos. equifax trans union and exerane(sp). you can request a free one from each of them one time a year and any time your denied credit.

Answer 7

Why do you need a credit card for freecreditreport.com? I don't have a credit card and I use this once a year to get my credit report. If you want your credit score, then yes, you'll have to pay for it.