A few weeks ago I had a check that a person had just written out and put down the 16th instead of the 15th on the date line on the check, so the bank wouldn't cash it. I knew it is their policy so I wasn't shocked, but I didn't realize the mistake before I went in or I wouldn't have tried to cash it. Anyway, I sent in a check to my utility company, the date on the bill said it needed to be paid by July 18th, so I postdated the check for the 18th, and they were able to cash it on the 7th. I had the money, so I'm not upset, but i just want to know what gives them the authority to cash checks early, but everyone else?
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