How do I check my credit score?

Question

I got a copy of my credit report, but it didnt have my score on it. Will it harm my credit to look at my score? Whats the website I need?

Answer 1

Check out this site - they have some credit report offers up there.

http://mycreditsucks.us/creditreports.ph...

Answer 2

freecreditreport.com     Should have seen it comin at me, like an atom bomb!

Answer 3

You can go here,

http://www.freecreditreport.com/default....

Answer 4

They don't give you your score for free...you have to pay for it.

Myfico.com will get you your credit score.

It will cost you some money, but it doesn't hurt you to check your own score or report.

Answer 5

Obtaining a copy of your credit report (once or twice a year, whichever is applicable in your jurisdiction) by yourself or through an authorized agency will not hurt or harm your credit score. If you do not ask for the score, it will not be included in the report.  Normally, a small amount of money is required to obtain the report and score from the three major credit bureaus.

I would, however, prefer you obtain your credit report and score by yourself directly from the three major credit bureaus – to further protect your identity.

Equifax Information Services, LLC

Disclosure Department

PO Box 740241

Atlanta, GA 30374

Tel: [phone]

www.equifax.com

Experian

475 Anton Boulevard

Costa Mesa, CA 92626

or

955 American Lane

Schaumburg, IL 60173

Tel: [phone]

www.experian.com

TransUnion LLC

PO Box 1000

Chester, PA 19022

Tel: [phone]

www.transunion.com



Annual Credit Report Request Service

PO Box 105281

Atlanta, GA 30348-5281

Tel: [phone]

Answer 6

The credit bureaus are not required to supply free credit scores...only credit reports.  

Unless you want to play the games of signing up for a credit monitoring service like freecreditreport.com you will have to pay.

By the way...TransUnion lost a class action lawsuit.  If you had a credit card, bank loan, or any other type of account that could be reported by the credit bureaus, you qualify to be a participant.  You can get 9 months of free credit monitoring, reports, and scores.  Just visit https://www.listclassaction.com for information and to register as a participant.