How do I close my account with USA Credit?

Question

Apparently USA Credit has been charging me 12.95 for something I never ordered and I need to know how to close the account. I have an 800 number but it says I need my account number and because I have no idea what this USA Credit is for, I don't have the account number! Any help would be great!

Answer 1

Pull  your credit report and get the information from there. Challenge the debt on your credit report, if the company can not prove you bought the item, then you can have it removed from your credit report.  

Answer 2

do you have an address -- write them a letter telling them you do not have an account and to stop bugging you --- insure your send it return receipt and keep it for your records!!!