How do I file a personal bankruptcy in San Diego Ca. without a lawyer?

Question

I need to file bankruptcy quickly. I have no money, crediit card debt, medical debts, also a vehicle repo. The circumstances are extenuating, I was unable to work for seven months, my wife left me and I'm living on a boat. I do have employment but far behind on all bills at this time.

Answer 1

Bankruptcy  is a serious step...   Before filing you should contact all of your creditors and explain your situation.   Most financial institutions will work with you when they understand that you are thinking of filing for bankruptcy.

When you file for bankruptcy you will have problems buying a house, car, getting an apartment, etc., the list goes on.  If you have less the 5K in debt, don't file, work it out with your creditors.

This is serious and the mark stays with you for 10 years.

Good luck.