Question:

How do I find out who I was insured with 6 years ago if I can't remember?

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I am going to have to prove to a collection agency that I had health insurance in 2002, but I'm not really sure who I was insured with. Due to water damage in my old home, any records i had from that time period are unavailable. I know for a fact that I was insured as I have never in my life been wothout helath insurance. Plus, after I find out, how do I get a proof of insurance from them?

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4 ANSWERS


  1. Ghiagirl has some good ideas-one other I thought of-did you see any providers in that time frame? They may be able to tell you who they billed.

    Any carrier will be able to provide you with proof in insurance if you send a written request.


  2. If your insurance was through an employer, call HR with that company... They should know what insurance company you had then.

  3. It's easy in this country!

  4. If your health insurance has always been provided by an employer, check with the company you worked for in 2002 to see who provided their insurance at that time. You might also check with your bank or your credit card company to see if you made insurance payments by check or credit card in 2002.

    If you have an idea about which company provided your health insurance in 2002, go ahead and send the insurance company an email or call them to reqest information. If they have you in their records, they will let you know. There are only so many major healthcare providers- it can't hurt to send emails or to call a few of them to see what happens. You can find health insurance providers online by searching on health insurance companies.

    Once you determine who provided your health insurance in 2002, contact the insurance company and tell them that you need proof of your old health insurance. They should be able to provide you with a letter you can give the collections agency.

    Good luck!

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