Question:

How do I get 3 million dollars worth of life insurance?

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How do I get 3 million dollars worth of life insurance?

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  1. Same way you get 1 million of life insurance.  The underwriting requirements might be a little different depending on the company you choose.  Talk to a few independent insurance brokers to get quotes and answer any questions you have.


  2. Go talk to a couple local, independent agents.

    Worst case scenario - it's going to cost you $3,000,000.

  3. you would need to apply for it.  you will have to provide evidence of insurability and more than likely provide financial information to validate why you need that much insurance.  if they company deems that you do not have enough assets or a need for that much coverage, or that your health risk is too high, they will not issue that much coverage on  you.

  4. You apply.

  5. Talk to an agent and find out. Unless you're sick or too much of a risk, you can get it. Of course, you may pay a LOT for it.

  6. there are many different products in insurance that can cater to ur needs and protection.

    Age and health condition is 1 key concerns.

    Next , you will need to know what kind of life insurance coverage are you talking about.  Death? Total Permanent Disability? Income Coverage? Critical Illness? Accident?....

    Different coverage will have different premiums....

    Premiums will also depends on what type of policy you are interested . Whether if you wanted returns after specific period of time frame ...

    In short, a good life financial planners should be able to package a comprehensive coverage that you desire at your affordable premiums.

    feel free to address your area of concerns again with me

    cheers

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