How do I get Kirby off my credit?

Question

Yah, I'm a sucker and bought a Kirby. But, it was returned...not very easily though. At first a rep was supposed to pick it up from me, but never showed. I tried to call the number for the store that was on my KIRBY and it was disconnected. I called a billion numbers trying to find out what was going on until I spoke with someone who gave me the owners cell phone number. I spoke with her, and she had my KIRBY picked up from me the next day. I was also told that if I have returned it, it would be off my credit. Well, it's not and I still get calls even though I haven't had the thing in ages. What can I do to erase this terrible mistake?

Answer 1

Did you get any paperwork when they picked up the Kirby?  If so then you're in luck. Write a letter to the credit agencies - TRW etc. and tell them what happened as well as giving them a copy of the paperwork.  If you don't have anything to prove it's been returned, write the letter anyway and present your side and request it be removed from your credit report.  There are 3 major agencies and you will need to write to all 3 of them.

Answer 2

You will have to provide proof to the 3 credit bureaus that you owe nothing to Kirby. They have forms to fill out, it will take approx. 6 mos for it to be taken off. I have provided a link below on how to report mistakes to the Credit Bureaus.

Answer 3

kirbys are real??

i thought they're only video game characters, holy c**p!

i want one!!!!

Answer 4

You can use credit repair agency to fix your credit - for example this one - http://freecreditreport.hotusa.org - They can clean lots of such bad stuff from your credit report - and do it much faster than yourself, so your credit will go up fast.