Now, I don't think that I am a huge spender, and we do very well with our budget. However, I think we could be doing better.
Here is the problem; Recently my debit card was frozen due to someone using it for fraud, we switched to cash and I realized how much more money we saved when doing so. However, I'm afraid to leave all credit cards at home in case of an emergency (i.e. car breaks down on the highway etc).
However, having that card there also gives me an excuse for being able to spend more money, like "Well, I can spend the cash and if I REALLY need to I can use the card" and end up spending more money than I needed to.
How do I fix this problem?
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