How do I obtain the Amazon Credit Card? Should I get that or not?

Question

How do I obtain the Amazon Credit Card? Should I get that or not?

Answer 1

You can apply through the amazon website:

http://www.amazon.com/gp/cobrandcard/mar...

Should you get it? It depends on what interest they offer you... it is based on your credit rating. If your credit rating is good, the interest will be low. If your credit rating is bad, the interest will be high - just like with any other credit card company. Amazon is providing their credit card through Chase Bank and there is no annual user fee.

If you pay off your balance every month, then the interest doesn't matter. You only pay interest if you carry over some balance for the next month.

I like their reward system, I get $25 gift cards after certain money spent. You can choose how you want your reward to be given.

Best of luck!