How do adults NOT work and go to school fulltime??

Question

I am in my late twenties and have been a fulltime worker, less-than-part-time student for since high school. I had been going for a marketing degree but this is taking too long/need to much school. I want to be in demand and be able to make money when I graduate. So I am looking into a 1 year fulltime LPN prgram my school offers (they also offer an 2 year RN program with a longer waiting list.) Either way, I'd have to quit my fulltime job to attend and 1 year would be much more "do-able" than 2 years, as far as being out of work & health insurance. My quesion is, how is it that adults afford to go to school fulltime w/o working (or only working part time???) I know I'll need a loan for the school and am also looking into financial aid. I don't have kids so I can't get any government help that I know a lot of single parents can get. I am really just curious as to how people do this and pay their bills!?!!? The councelors at school tell me people do it, I just don't know how!

Answer 1

You apply for Pell grants and scholarships (if possible) though it may be too late for this year (I'm not sure of the Pell guidelines offhand but they're for everyone not just single parents).  

After that, you then apply for a high enough loan to cover all of your living expenses and the rest of your tuition.  You then live like a pauper so that you aren't in TOO much debt when you finish school.  Working part time and at least paying the interest on your loans (if you can't get subsidized Staffords) is good if you can afford the time.

Answer 2

the days of going to school full time and not working are all but gone for a select few (1. those with rich parents or spouses or 2. those that had "no life" before college and therefore have very few living expenses while in school).

If you really want to not work while getting your LPN, consider moving in with a relative or selling the things that are costing you money.... car, house, phone, computer, hair, kidney.....

just kidding.  :0)

You can take out a federal Stafford loan if you are independent for at least 7,500.

you can apply for financial aid at http://fafsa.ed.gov

Answer 3

Part of your load would go for your living expenses and part for your schooling. This is why it takes so long for people to pay these things back.

Apply for enough money to cover your expenses and pay for school.