How do i close my halifax and hsbc accounts?

Question

I have 3 bank accounts, Abbey (wich im keeping), Halifax (wihc i want rid) and Hsbc (wich i also want rid), if i go into a branch and say i want to close my account, what will they say?, Will there be any problems?

If they try and offer me this or that to stay what do i say?

Thanks

Answer 1

I work for one of them and no you just go in and sign to close the account. They may ask you why but just say you don'tneed the account anymore, they are not going to hold you hostage.

Answer 2

There will be no problems, they will ask why, they may even offer you a deal not to so may well be worth your while  

Answer 3

They're shouldn't be any problems.

Answer 4

You shouldn't have a problem so long as you don't have any outstanding balances on the account, overdraft etc. They will ask for feedback as to why you want to close but they won't give you any hassle. After all if theres no money going in and you don't have any financial commitments to them they aren't making anything from you, so to them your dead wood and not worth the paper they will have to print your empty statments and advertising out on!

Answer 5

As previously stated just go into your local branch and ask to close the account but do remember to take your debit card and any unused chequebooks with you as they need to be returned and destroyed.

Answer 6

no u wont get any problems. if u do just tell them u havnt got an income coming in anymore they wont be interested in u then .

Answer 7

No problems, just go into each bank and say you want to close your account. They may be interested to know if you have had a problem with them and you simply say no, you are rearranging your finances. I can't see them making you any offers, not in the current climate, but if they do say do you want a key ring to stay, politely refuse it and re-confirm you want to close the account.

I would imagine you will need identity including any cheque cards, your passport/driving licence and a utility bill (which confirms your address). Half and hour - job done. Good Luck just go for it.