How do i make my credit score higher without getting credit cards?

Question

How do i make my credit score higher without getting credit cards?

Answer 1

Buying a car with a cosigner such as your parents is the fastest way

Answer 2

creditrepairuniverse.net

repair and/or build your credit

Open a bank account- savings and ask for a loan on the savings account as collateral.

Get a secured credit card is that is what you are affraid of being denied.

Orchardbank.com or tribute credit card is also good.

get a no credit check car loan, buy here pay here.

start disputing.

look inside website.

Answer 3

The only way to get a credit score is to open some type of credit account.  Credit cards, mortgage, student loans, & car loans are all ways of starting. Utility companies do not report to the credit bureaus.  The good new is you don't have to be in debt to have a good score.  Open a card and use it for a very small purchase and then pay it immediately.  

Answer 4

Credit score implies that you have credit or used credit. The use and repayment of credit cards, loans and mortgages are usually used to calculate credit score.Credit score is based on what is in your credit report. Some pople suggested to pay your utility bills on time. Usually the utility companies do not report monthly to credit bureaus. If your utility companies do not report to credit reporting agencies then you would not have credit score. You have to pay all your bills in full and on time else they will report derogatory info to credit bureaus.

Answer 5

Pay off your utilities on time.  Purchase a gym membership (or any recurring contract) and pay on time each month.  Don't bounce checks.  

Truthfully, it is quite difficult to raise your credit score without credit cards.  

Answer 6

Rana Bana is right. But only get it for 24 months and pay it back in 12.

Answer 7

Take out a small personal loan and pay it off quickly.  Pay all of your bills on time and in full (utilities, phone, mail order stuff...everything).  Have money in a savings account.