Question:

How do i protect my social security from my previous landlord?

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My old landlord is a greedy money hungry *****. my previous roommate who told me she was the landlord stole my deposit and firsts months rent. my real landlord( who i did not know ) didn't know i was living there the first couple of months i was living there. Once she found out she's been trying to get me to pay the amount she thinks is owed to her plus some, she was always making up false fees and charging me late fees cause "my bank wouldn't cash the check...." and making up debt that i supposedly owed her. I’ve already told her that I’ve already paid and will not pay again. I've even moved out and now and she is treating to apply for a credit agency, I am very worried because she has my ss number.... Is there anyway I can fight this is if she does go through with it?

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4 ANSWERS


  1. The most your landlord could do is sue you and obtain a judgement. It's a civil matter. She can't garnish your wages or steal your social security number, that's fraud. I suggest you get your credit report and check it every few months. If there's something on there that's not supposed to be, call the cops or something! Just don't deal with your landlord any more. Move out. You've already had your losses, you don't need daily harassment and non-sense. If she does sue you, show up at court and present your case.


  2. I'm not sure I'm understanding this - you moved somewhere but your roomie stole your money under the pretense that she was your landloard, so when you realised who your real landlady was, and she realised that you'd already been there for sme time, she wanted her rent for that amount of time.  But you don't want to pay it because you already gave the money to your ex-roomie believing she was the landlord?

    If that's correct, you do actually owe the present landlady the rent for the time you stayed.  Because she didn't get it.  And because you lived in her house.  

    If you believe your ex-roomie stole the money from you for the amount she wants paid, it's really up to you to get that money back from them.  But whether that means you report the whole thing to the police, or arrange something with your landlady - for her to contact that last person and demend the money back or else she will report them to the police - that's something for you both to work out.  But in any case, she needs paid.  If she wrongfully uses your SSN for any purpose, you can have her charged.  But before she files against you, I would try compromising with her; perhaps arranging to pay her in installments while you both work together on getting the theif to repay you.  I really suspect if you don't pay anything and have already signed somethign formal to say you were renting for a date you didn't give her rent, you will be liable.  

  3. Have you already paid her the rent owed?    It sort of sounds questionable that you did.   There is nothing greedy about being paid rent, if you lived in her property you owe her rent.   It is pretty simple, cut and dry.   Your roommate is not part of that contract.

    She has a legal right to her rent and can sue you for the amount you have not paid her, plus the legal and late fees.   You have the same rights as she does if someone owes you money.

    You would fight this in court by proving that you paid the rent already.   Canceled checks are proof, you do not need receipts.

    She can use a collection agency to collect your bill, but she can not garnish your social security payments, no matter what state you are in.    In some states she can garnish your wages, or seize your accounts,   it depends on the judge and how much you owe her.

    If you already paid her, as you state, simply bring the proof of payment with you to court.


  4. Get a credit report.  Usually they are free because collectors are constantly trying to find debtors so they end up paying it in the long run. IF you are not hiding from anyone go ahead and have it done.  Could be interesting for you.

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