How do we build credit?

Question

my husband and i are wanting to purchase our first vehicle and re-new our vowels (whole wedding and reception-sha-bang thing) how can we build our credit up more if we don't have any bills? and we are a two income household...

Answer 1

what vowels I O U !

Answer 2

Purchase something on a credit card and then pay it off right away.  You can do this numerous times and over time it will build up your credit.

Answer 3

Hmm you must have some bills,   but a gas card is one of the easier cards to get and if you have a good record of paying it off each month you will start to build your credit.

What vowels are you renewing ?  A, E, I , O,or U ?

Answer 4

First, get a gas card and pay it off every month. Wait a while and open a store credit card. Then you should start getting offers in the mail, but if you don't, contact some credit card companies yourself to open another one.

Don't open a bunch of things at once. Everytime someone runs a credit check on you to open a credit line, it lowers your credit score. Also, consider becoming a credit union customer because they have GREAT rates on auto loans and they have people who will sit down and and talk with you about how to increase your credit score.