How do you avoid foreclosure?

Answer 1

There are two basic ways: 1. Modify your loan if you can afford to pay a little less for the house. You can hire some lawyer for $1000 - $7000 or try to do it yourself. 2. Sell your house. If the house has no equity, you probably need some real estate professional who will convince your lender to make some discount on the property. This will be free for you.

There are some other ways, if you interesting, let me know.

By the way there are some scammers around. Don't pay any fee upfront and be careful with the paperwork.        

Best regards!