How do you get insurance for spinal surgury after being turned down by all major companies?

Question

i had insurance 2 yrs. ago thru my wifes work she had to quit because of mothers alztimers now that my back is causing my legs to fall out i cant get insurance

Answer 1

I think this is something that can only be answered by congress.

Answer 2

Yep, they won't take this on.

Maybe, just maybe, your state has a high risk health insurance pool.  If they do, and if you can get in, they'll have a waiting period for pre-existing conditions.  It's usually anywhere from six months to two years.  

That's your only chance, unless your wife wants to go back to work and pick up a job with health insurance - in which case, you'll have to wait 18 months.

Answer 3

Look at disability coverage from your state. I have a friend that worked only 12 hrs/week and the state disability (CA) paid everything for her spinal surgery.