How do you make theese kind of pictures?

Question

http://s136.photobucket.com/albums/q195/Vlama/?action=view&current=safe_image.jpg

Answer 1

Paint.net

Answer 2

Photoshop. Create a new project, bigger than the main image. Brush in black colour. Paste the image in a new layer. Add text. Crop to be the right size.

Answer 3

fotochoop

Answer 4

I suggest using this site: http://diy.despair.com/motivator.php

That's how I do it