How do you raise your credit score?

Question

How do you raise your credit score?

Answer 1

Take a month and save up $100 bucks, apply for a credit card, then buy a $100 item, don't go over that amount.  Then the next day, use that $100 to pay that dept completely off.

Do this a few times over a year but don't use the credit card if you don't have any money to pay it off the next day!  This is the secret of keeping good credit.

once you have gotten down the idea of saving money, saving $20 a month for one year and buying bigger ticket item on credit and paying it off the next day.  Things like this will boost your credit score.

If you buy a big ticket item, like a car, make sure you are on time with all your payments and pay a little extra to pay it down faster, even if it's only $10 or $20, it really helps.

People have forgotten how to safe and learned how to use credit to much, this is one problem we have in America that needs fixing.

Hope it works for you, but remember, building credit doesn't happen over night, it takes years not days.

Answer 2

By paying your bills on time and never being late an by not having alot of bills.

Answer 3

Check out www.suzeorman.com and http://www.myfico.com/ (esp the fico forum, where you can read what 800+ people do).

Good luck!

Answer 4

pay your bills

Answer 5

Get a credit card and use it responsibly and pay back everything you owe the credit card company at the end of the month. Your score should go up

Answer 6

pay on time, or even pay the next months bill 1 month ahead (if its fixed price)

Answer 7

I did it when a VIP at the restaurant I work at said he would make a big loan to me if I would hold the money in an account as security.  His company loaned me 50k.  After about two months it showed up on my credit.  There was a big first payment, then I made some real small monthly payments for about 7 mos, then gave them back the money.  Now I have a 50k loan borrowed and repaid on my credit.  Trade Capital Company did it for me.  The guy I dealt with was jonathan warren.  He's hard to reach but gets it done.

Answer 8

buy things, and then

pay them off,........ quicly.

Answer 9

pay bills and or try to do community work and try to not make any future debts/loans/favors  

Answer 10

Check with good reliable credit counselors to help you get orginized and all of your bills in order. Than start paying all on time everytime. If you need help in consolidating some credit card debts get them to show you how to do it  and still keep your score high. Good luck and remember it can  the higher your credit rating the better off you will be.