How do you save for vacations?

Question

Me and my husband have never been able to take a vacation and we've been together for 11 years. How do you save for a vacation, especially a cruise? Something always seems to come up that we have to spend money on.

Answer 1

the best way is to have a savings account that you can not touch for a few years and have money direct debeted each month. this way you wont even know its gone. if you save £10 per week after 2 years its £1040...

Answer 2

I can't save money because I have a modest salary and lots of expenses, BUT, I discovered that  the only way I can get out on vacations is by using my visa card, then when I return I start paying for it. Maybe it's wrong, but I've been doing that for the last 3 years, and it works!!! Because if you are thinking on saving, something always will come up and you are going to use that money, but if you already owe it, you know you have to pay it. I'm going on a cruise to Alaska next year thanks to VISA.

Answer 3

I'll let you in on a secret I developed yrs ago. Every time I got paid, or a check, I'd take a little out in change. Let me explain. Let's say I got a ck for $400 dollars. I'd go to the bank and deposit $380 of it, the other $20 i'd get back in change and put into a large jar. In a year, I had $1,100

dollars. Some say why dont you just put it in the bank? Sometimes money in the bank is money spent. Try this for a year. If both of you do this, I guarantee you'll be cruising soon enough. Good luck  : 0)

Answer 4

saving for a cruise is easy a travel agent will book your cruise for a down payment and then you have until 90 days before it sails to pay it off  shorter the cruise smaller the down .. call a agent in your town

Answer 5

I take 50 dollars a week and have that direct deposited into a "vacation account" I don't have an ATM card for that and i vow that i won't touch it for anything. The last time i got a raise i took that extra money and put it towards the vacation fund. As long as you are strict with yourself....u should have no problem and when it comes time for the vacation....you are going to be VERY happy that you did it!

Answer 6

It was fifteen years before we went on our first one.  We took a three day to Nassau because it was cheap, about $1100 for the whole thing.  We also live about 2 hours from the port in Florida, so that helps a lot.  For our next one, we waited and cashed in on a couple of past guest specials.

Answer 7

This works for my wife and i, figure out how much the trip is going to cost,the total sum, add 15%( unexpected expenses) and divide by 52 (weeks) this should give you a idea on how much to save per week, if you get a raise at work put that towards it also, If your not in a big hurry to go on vacation,and willing to sit back for 1.5/2 yrs, this will give you enough money to enjoy some thing you deserve, and if something does come up you have the funds for that, hope this works for you, Dave..

Answer 8

I don't know your budget but I am a single person that purchased a time share some time ago with only a small amount per month.

I am now able to travel the USA and the world abroad. The only cost is my plane ticket or i could easily drive within short distance, etc.  I have paid a total of $5,000. over a period of 5 years. I will have accomodations for the rest of  my life and be able to pass it down to my family.  You are welcome to use my place if you like?  It was a  smart investment on my part!

Answer 9

My credit union has a "vacation club", which is a savings account that you don't have easy access to.  I have money taken out of each check and put into the account.  I can give the union 2 dates per year that I want to use the money and they will send me a check for the predetermined amount or just move it to my checking account on the appointed date.  I get interest on the money also.

Answer 10

Actually, it's easiest to save for a cruise, because you can book a cruise with a down payment, and then you can wait until some date (like 70 days before sailing) to get the full payment to them. So, collect up a few hundred dollars, find a cruise, book it with the money you have, and then keep sending them money as you get it until it's paid for.