Question:

How do you start out in the life insurance industry in NY?

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I recently took the exam and am currently a licensed life, accident and health agent/broker in NY state. I plan to eventually have my own life insurance business however I just don't know where to begin..... I graduated college a few years back and worked a job (unrelated to the insurance industry) I strive to make more than an average salary, I am very hardworking. Any help would be greatly appreciated!!

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  1. CONGRATS!!!!  This is truly a fantastic career, and basically any general agent would be willing to take you on and train you. Your best bet is to go with a high quality company that does whole life. I would suggest in this order Guardian, Mass Mutual, Northwest Mutual, and NY Life. When I started just like you.... I chose Guardian as they had the best offering and there product is incredible. Which really helps you to be able to sell it. If you want any further advice or ideas feel free to IM or email me and I can give you further and more specific info. All that being said.... take your time.... make a good choice and be prepared to work hard at it....... It will take the first 5 years or so of trying to build a business and then you will spend the rest of your career finishing what you started! Good Luck and DONT give up!


  2. Have you considered obtaining a CLU?

    If I would expand into NY soon,  I would certainly want to speak with you!   A person like you is considered 'quality'.

    I wish you weren't looking to run your own office until July.  Oh, well.

    Here is one thought:  Find a niche and learn that niche.

    For example, www.EndlessLegacy.US is my website.  Look over the things that interest you.  Pick one or two.  Read a little about those that interest you.  If you like a small, specific part of the field, why not specialize in that?

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