How do you stop unsolicited checks on your credit?

Question

I heard there is a way to do it, and it will stop credit offer junk mail.

Answer 1

you can request a "freeze" on your account by contacting the major credit agencies. The freeze is temporary (Something like six months), so it would have to be renewed periodically. They generally charge a nominal fee for doing so. Keep in mind that it would also block a company that you might want to see your credit history -- e.g. for a new loan or a job background check.

Answer 2

You are asking about UNSOLICITED inquiries such as those for the Pre-Approved Applications.  For this the site you want to go to is http://www.optoutprescreen.com

This is the only official site to do this from and it is 100% free to do.

Answer 3

You can politely send a note. Or, you can call them and tell them you are closing the account. They will ask you why you want to close it. Tell them why.

Answer 4

UNFORTUNATELY, YOU CANT.

I LIVED IN ANOTHER STATE AND THE UTILITY COMPANY PINGED MY CREDIT AND I HAVENT LIVED THERE FOR FIVE YEARS !!

IT WAS FOR 14 CENTS ON A HOUSE I DIDNT EVEN OWN OR RENT !!!

AMAZING......