How does a minor check their credit history?

Question

I'm seventeen, and I've done it in the past. Only Experian will let me. (Even using annualcreditreport.com) If I try to sign up with transunion or any other place, it tells me I'm too young. There is no way for my parents to check instead of me.

I have a medical thing on Experian that I need taken off - I'm seventeen, everything should be my parents - and I need to make sure there's nothing else. So how can I do this?

Answer 1

You have a history but you shouldn't as credit cannot legally be extended to a minor.

Have your parents contact the credit bureau (preferably in writing) or they'll likely deny the info and have them remove everything. You don't want to start your adult life with bad credit.

Answer 2

Your parents have to, you are a minor

Answer 3

you dont a history yet.

Answer 4

AS soon as you are 18 you need to write to all the Credit companies and get your stuff cleared up, you can send them a copy of your birth certificate.

My daughter in laws mother ran up credit in her name, electic bill she never paid and a bunch of stuff, it took us weeks to clean it up before she could marry my son at 19 and they could rent a place to live. Minors don't understand why it is important to guard their social security numbers, but it is,.

If you have a crooked family member they can steal it and run up any credit they want until they are caught.

My daughter in law had an Aunt get hold of hers and open an  online account.

People need to get serious about protecting this number.

My teen son has lost his wallet 4 times (he has 4 Social Security cards floating around out there somewhere)....