How does bill me later work?

Question

so they have to check if you have god credit and then what? they send you a bill 25 days later. then do you make payment plans or somthing so you pay it off in little amounts like 15/m for like 3 months and then you can pay ther rest of it off. because i am going to buy http://www.tigerdirect.com/applications/SearchTools/item-details.asp?EdpNo=3943773&CatId=2631

but its only 329

Answer 1

The way I have maintained a very high credit rating is to pay off my credit card each and every month.  I have another card that I put large things on and make as high a payment on that as possible. My credit rating is in the high 800s and has been for 50 years.

Answer 2

It works just like a credit card. You apply then find out instantly. They send you the bill a month later and you can pay a min. or whatever payment you want. The min. is pretty low...not sure what the intrest rate is though. I have used this before with no problems. They set a limit based on your credit/income.