How does paypal work? Do you take money out of your checking? how do you start a checking account?

Question

the question is pretty straight foward. no details . thank you for your help!

Answer 1

Are you over the age of 18?  If not, you cannot have a PayPal account at this time.

Answer 2

You sign up with paypal, and give them your checking account or credit card information.  the verification process takes anywhere from 2 minutes, to 3 days.

After that, you have the option of paying people who accept paypal, using your checking/credit information, without revealing that sensitive information to the merchant/or whoemever you're paying.

Paypal shields the information, so the merchant doesn't have it, offering a level of protection, as well as fraud prevention and insurance against losses.