Question:

How does the Canadian credit system work?

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I am very familiar with the US credit system as I am in real estate. I am curious how the Canadian system works. Also, when Canadians (or any other immigrants) move to the US they have to start all over again with regards to building credit. Is the same true a US citizen, emigrating to Canada?

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  1. as I understand it the two systems are basiclly the same, because they are the same companies doing the ratings.  The information is shared between offices by the companies that do credit ratings.  I would think that immigrants between Canada and the US would have a paper trail but immigrants comming from other countries would have to start at square one.

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