How does the US-Canadian parity affect online shopping?

Question

I haven't shopped online yet, and I'm wondering if I shop at Amazon.com instead of Amazon.ca, will the amount I pay by card reflect the conversion rate of 1USD=1CAD? Does my bank adjust the rates?

Answer 1

It won't matter amazon.com doesn't send to Canada and amazon.ca doesn' t vice versa/. The exchange is determined by your lender/

Answer 2

If you pay with credit card your exchange rate will always be dictated by your lender (e.g. visa)  not by a shop, independently on where you buy.

Contact your CC lender (bank where you applied for your CC e.g.) for exchange rates formula.

However, while buying in USA and in particular on Amazon.com verify if they are going to deliver to Canada.