Question:

How expensive is insurance on a 250cc bike for a 19 year old?

by Guest63747  |  earlier

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I live in NY (Long Island), have about 2 years driving experience (no violations/tickets ect.), and my car is insured under Geico. My father has 2 motorcycles however and has been riding since 1980~ and uses progressive. Thank you for the help guys!

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6 ANSWERS




  1. Using the SE like google or yahoo to get some hints first if you want to obtain the massive information,if you do not want to spend too much time,here is a good resource for your reference about your questions.http://insurance.online-frees.info/insur...


  2. The cost of insurance has many variables, what size cc engine on the bike and what type bike, riders experience level, has the rider been to a MSF safety school, violations on the riders driving record.

    Assuming at 19 years old you don't much road experience, that will add to the cost. The larger the engine the more the cost but, you said a 250cc so that is not a issue.

    It does pay however to shop around. Do not assume because you have car insurance with a company they will be cheaper due to loyalty discounts.  It pays to shop around and many insurers will give you a qoute online.

    If you have never been to a MSF safery school I highly recommend you do.  Check with your local Community College or do to

    www.msf-usa.org and look for a school near you.

    It only takes 1 weekend and you will learn more than you ever thought not to mention a discount on Insurance.  Many states, if not all, will allow you to get your MC endorsment without taking the DMV skills test if you have been through this class.

  3. I was 19, lived in Ohio when i got my 150cc bike, but mine is one where you actually sit upright and not aggresively like on a speed bike, and my yearly insurance is $ 75.00. However I know Long Island is **** expensive, so is New York so it's really hard to say, probably at least in the $ 120.00

  4. about $40 a month

  5. depends:

    1) do you currently have an insurance policy for a car (or home) with an insurance company - some companies (like State Farm) will give you a discount insurance rate to insure your motorcycle through them.

    2) did you take the Motorcycle Safety Foundation class? some insurance companies give discounts for completing the course.

    3) What state do you live in?

  6. That depends on what state you live in and

    also what insurance company you apply to.

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