How hard or easy is it to secure finance when ..?

Question

you were bankrupt 7 years ago and now discharged

have not had any credit or finance since

wanting finance for a boat anyone know if it should be ok or not to pass credit check? located uk not usa

serious answers only please

Answer 1

It's highly unlikely you'll be able to secure finance in your situation.

Your credit rating will still be wrecked from your bankruptcy, and the fact that you haven't had any finance in the mean time i.e. credit cards, store credit, loans, etc means that you will have only compounded the problem over the years.

You will need to start from scratch to build up your credit rating, which will be hard, as you're starting off at a disadvantage compared to a typical new borrower starting out at 18.

Answer 2

don't bother

Answer 3

Why don't you find a bank, sit down, and ask if they'd loan you some money mate?  Cheerio!