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How is my credit scored determined?

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well if ur speaking of the credit i think u are (im prob wrong) but to accumulate good credit basically u pay all ur bank bills on time/early. So if u have no credit and want to build credit, start buying things with a credit card an make sure u pay it off early/on time.
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Credit score is actually a mathematical formula to calculate and translate credit history into single/numerical digits
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thats right, no credit history can be as bad as bad credit history. If you have credit but pay it back on time its builds a good record
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