Question:

How is the credit crunch affecting you?

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What with the constant barrage of doom and gloom on every news item, are you feeling the pinch of this "recession"? Are you really watching the pennies?

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  1. yes i am watching the pennies. food is so expensive now!  


  2. thankfully jersey isin't experiencing the credit crunch!

  3. Luckily I don't buy stuff on credit I wait until I have the money for luxuries and try and be practical because it is hard to earn good money. Because you actually have to do some work to make money if you are too honest. However, I would rather have a clear conscious and a dept free life otherwise life is just working/enslaved to pay the bank, just like they set it up to do.

    But if someone rich enough throws away a perfectly good item a less fortunate person can find it down the tip and buy it for pennies, recycling is an option for those who think more goods brings about a meaningful existance, being humble has greater rewards.


  4. deffinantly having to watch the pennies at the moment bills,food etc going up my income is unchanged its a wicked time at the moment but we all cope some how

  5. There are lots of Sales in the Shops, ( now, TVs HFIs etc )

    House prices are a lot cheaper, ( to buy )

    Holidays are cheaper this year, ( if you have booked last minute )

    Interest Rate on my Savings as gone up, ( a good thing )

    It's really just the Fuel,

  6. I've been watching the Pennies for about 3 years! I'm used to it now, I just feel sorry for all those who are just getting used to going without a few of lifes little luxuries.

    You soon get used to it. Promise !

    lol.


  7. Definitely effects me, the Credit crunch, but more to those speculants work in Shares & Stock market, as they play with the Secret funds  that, does not belong to them? or only in paper?.  Besides the Crunch is the product of the FINANCIAL GURUS, to keep their power in their hands? as in the MEDIVEAL ÄERA?,  If just a simple rule is implemented on the basis of NON-SPECULATIONS on all commodities of Existance requirments? as well as to PUBLICLY HELD COURTS TO take up the issue who speculate on "Product for LIVING & important of existance", such has, FOOD, HAUSE, Clothings", e.t.c could ease the problems that, we face to-day as CREDIT CRUNCH?.  Similarly it is too the results of the War mongary from G.W.Bush Government of US & UKs Tony Blair answerable for this? who took no notice of Hue & Cry from the oppositions of WAR?

  8. Yes, things are more expensive & I am concerned for all the people with young families.


  9. I am using the car less and I am purchasing as many reduced items as I can. We had dinner at a local hotel on Saturday. Unusually there was no wedding party and hardly any other diners. The staff told us people were cancelling bookings due to the credit crunch.

  10. Keeps making me use the toilet d**n though it was a cereal.

  11. My interest offshore has shot up!

    But I'm paying more in airfares/tax to commute half way across the world to work.  

  12. It's strange - my credit's not crunchy - just a bit soggy I think.  

  13. got no pennies to watch because of it

  14. Its not the "credit crunch" thats effecting me its the price of fuel, energy, food and insurance all going up  

  15. it isnt

  16. no... but I ran out of hot water in the shower this morning after about 3 minutes - can I blame the credit crunch?

  17. NO mate, I'm loving it.

    Interest rates on my savings have increased.

    My index linked pensions are increasing

    It's only people who borrow money because they are too impatient to save who are being affected.

  18. Noticing the price of all basics creeping up. But i think it will hit most hard when winter comes and we need to put on the gas.

  19. I'm always stressed about money. I can't afford petrol anymore. :-(

  20. you bet ye, I watch my pennies, I've always done that.

  21. hubby is self employed window fitter and work has come to a mighty big stop! he is doing the odd day labouring and i am working full time as well, thank god.  we have had to tighten the belts and are shopping in aldi for food. fingers crossed that if people are not moving house they may tart up the ones they are in. new conservatory, patio doors maybee

  22. I try but its an uphill struggle with all the big sales on.....
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