How long after I take my house off the market do I need to wait to refinance?

Question

I just took my house off the market, and my mortgage guy is telling me I need to wait 6 months in order to refinance. Are all lenders in agreement with this, or only certain lenders?

Answer 1

I can't imagine why there would be any restrictions on waiting to refinance simply because you took your house off the market. Unless you were in a contract with a real estate company for a 6 month listing and took it off earlier than that.

Now, I could see where there would be a waiting period for refinancing since the last time it was financed (purchase or refinance). But, not if you took it off the market and the listing has expired.