How long do i have to wait untill i see a credit score on my credit history?

Question

I never had any credit history, I have 2 new credit cards, Paid the 1st month in full for both credit cards, how long untill i see credit score on my credit report and what will be score be? over 600?

Answer 1

It usually takes between 30-60 days to start seeing activity. This is due to the reporting tendencies of your creditors.

New credit activity will almost certainly be viewed negatively, but if you keep it paid and current then you should be fine after the first year.

Your FICO credit score is not included on your credit reports. If you want to see your credit score, you will have to pay for it at MyFico.com. You will have 3 scores from each credit bureau.

Answer 2

You will have a credit score after your credit card information has been reported to the bureaus.

You can learn more about the credit score process and what goes into it by reading the article listed below.