How long does a dui on your record affect your car insurance?

Question

ex. I got a dui almost 5 years ago, will an insurance company look at my record from the past 5 years or longer? How many years from your dui do they hold it against you?

Answer 1

it depends on the insurance company but it runs from 3-5 years before they stop charging you a premium rate--check around with different insurance companys and ask-i hav found by going to an independent agency that handles and represents many different companys is the best way to go--they will look at your record and find the best company for your situation and needs

Answer 2

Most companies surcharge you 5 years for a major violation such as: DUI, reckless op, etc.

You should see a big difference the first policy renewal following the 5 year anniversary date of the DUI.  If the anniversary date is in the middle of your policy term I would request that your agent rewrite you policy prior to the renewal date.  If you don't you will be paying a surcharge even though your DUI has been longer than 5 years.

Also I would check out now some of the following links.  They provide free quotes that could help you bring your premium down.

http://www.dpbolvw.net/click-2952034-103...

http://www.tkqlhce.com/click-3014621-105...

http://www.dpbolvw.net/click-3014621-103...

Answer 3

For automobile insurance the quick way to get a low quote is do a policy comparison on car policies. Make certain that you choose similar options with the same limits, car model, location, etc so that all options are a good comparison.



What I usually recommend is an internet comparison quote at http://www.InsureAutoNow.info since they have discount insurers and can give several quotes on car insurance polices.

Answer 4

www.duihelpnow.info

Answer 5

It all depends on the state you live in. In Florida it stays on your record for 5 years, In Alaska it stays on forever, and in Massachusetts it stays on for 10 years. So you can see how it varies. If i were you i would just call my insurance company and ask them!