Question:

How long does it take for bad dept to come off your report?

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How long does it take for bad dept to come off your report?

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4 ANSWERS


  1. LIKE 7 YEARS ONLY IF YOU PAY IT OFF


  2. Depends on the debt. For late payments generally after two years they tend not to affect your score as much. Bankruptcy, repo, and foreclosure tend to stay on for ten years. Charge-offs and collections accounts tend to stay on there for seven years.

  3. It's debt.  It takes 7 years, 10 years for a bankruptcy.

  4. Usually 2-4 months if you go through a credit repair service.

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