How long should i wait before i apply for a credit card?

Question

I have never had a credit card before and every time i apply for one i get denied .........Well i just finish paying off the things that was on my credit report and wanted to know when i could apply for a credit card?

Answer 1

DON"T DO IT!!! I WISH I WOULD"VE LISTEN TO MY MOTHER!!!!

Answer 2

are you a student?  there are many offers for students. . . .

Wait a full month after paying off all adverse items, then apply, and if denied, talk to them, look at credit report to see if something else is still on it

BUILD your credit from ;this point forward so you're NOT in this situation again. . . . Once you get that card, pay it off in full every month, don't buy anything with it you can't pay off when the bill comes. . . .control your spending, deciding whether things are Wants or Nees

Answer 3

Credit card debt is a massive problem millions of people are facing at the moment and can really ruin your life.  Repossessions are going through the roof because people cannot afford to live with the massive rises in the cost of living.

You really need to minimise your credit card debt and ideally get rid of it.

Firstly, consolidate your cards into one with a zero interest deal, if you can.  Then get rid of all the others and start paying the one that is left off.  It does mean you are going to have to cut back and live within your means, but that is no bad thing.

Paying off your credit card debt can take some time and will require discipline on your part but it can be done.

Answer 4

you will have to start with a prepay or guaranteed approval card then you can build your credit history up and you will get better offers in the mail

Answer 5

May be this site can help you

http://www.thetechnology.net