How long should it take for a insurance company to respond on a home property theft?

Question

i had a trailer stolen with car parts inside and it has been 6 weeks and my ins. company has not responded. i have been calling but keep getting excuses.

Answer 1

Typical situation you have like many other people,therefor,be patient and check out the resource here i found useful.http://car-insurance.easyideas4u.info/ca...

Answer 2

You should have a claim number and adjuster name within two business days.  You should have your denial letter within about three weeks.

Trailers aren't covered under homeowner policies.  Car parts, assuming they are for business use (resale or installation) are also not covered under your homeowners policy.

Call your agent.  

If they have a copy of the police report, and they've had it over a month, and you've provided the proof of loss, etc, there's no excuse for the lack of content.

You can also file a written complaint with the state insurance department, HOWEVER, there's no "legal time frame" where they have to accept or deny the claim.  They COULD still be investigating.  And again, I don't think this is going to be covered.   You'll have to get the trailer covered under your auto or inland marine business policy, and the auto parts under your business contents coverage or inland marine.