How many bank failures do you expect in the US in the next 12 months?

Question

I estimate approximately 300, what do you think?

Answer 1

I would say half that. Many folks don't realize that a bank can fail and yet a portion of their savings is still insured. There are ways to structure accounts to get around the $100K FDIC limit if one is that well off. Otherwise, you may be better off going to a credit union - hardly any of them are in trouble.

Answer 2

I think over 400

There are so many small banks that just won't make it!

Answer 3

FDIC currently has 150 on there "watch list"  so my guess is less than that.  Not all of the banks will go under.

Answer 4

Before Bush leaves office at least that many!