How many college credits do I need to keep my car insurance with my parents?

Question

I have Hartford insurance! HELP!! Or at least point me in the right direction!!

Thanks!

Answer 1

For most insurance companies, as long as you are listed as a student in college, and a GPA of 3.0 or higher, the amount of credits doesn't matter.  

What does matter, is your age.  Most companies will change your 'class' from underage driver to regular rate when you hit a certain age.  21 for females, and 25 for male.

Answer 2

If you're living in the same household, you're living in the same household, regardless of your age. If you're living away from home, that's a different story, and the previous answers are mostly correct.

Answer 3

You need to be a full-time student = 12 hours.

Answer 4

College credits are irrelevant.  Car insurance, as long as you drive a car, and they own the car, they can list you on their policy.  You don't even need to live with them - you're the operator of the car.

Answer 5

You have to be full time.