Question:

How much can I expect to have in college loans?

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I have a son, and am pregnant. I recently finished school for medical coding and billing (did this just to be able to get a non-retail job while going to school), and want to get my BSIT, Info Tech Bachelor degree. I am going online because I have absolutely no way to go to brick and mortar for 4 yrs, and my college of choice right now is AIU until I do more searching. My father graduated from AIU with his master's in engineering and he is doing quite well.

My question is: My EFC is 0 but i KNOW if I dont get the scholarships I applied for it will be loan time for me b/c I NEED to go to college. How much can I expect to get from financial aid minus the loans? I need to know how much I will have to get in sub/unsub Stafford loans and how much I will have to ask my mom to co-sign for (if they allow her to). Thanks.

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  1. wow, the loan sharks are really swimming today arent they?  You may get grant money or exra loans from the school as well as federal grants with an EFC of 0. It is impossible to say how much you will get because lots of variables involved.  chances are you wont need your mom to help you co-sign though

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